Last Updated 12 April, 2019
This website (the "Site") is operated by Insure TV, part of the Think Digital Group Ltd, ("us", "we", "our", or "Insure TV”) is for use by registered professionals only. Your use of the Site is subject to these Terms of Service, which you accept by using the Site. These Terms of Service may be updated by us from time to time and at any time without notice to you. The current version is always available on the Site. All parts of the Site are restricted to users who have registered with us ("registered users") and have confirmed that they are registered professionals. Unless otherwise stated, these Terms of Service apply to all users, including registered users. We may, in our sole discretion, decline to register anyone as a registered user without giving any reasons.
2. DESCRIPTIONS OF PRODUCTS AND SERVICES
At its sole discretion, Insure TV reserves the right to modify, update, or discontinue at any time without notice, any of its products, services, and/or specifications for products and/or services described on this Site, including the availability of such products and services. Products or services described on this Site may not be available in all geographic areas.
3. ADVICE AND RECOMMENDATIONS
None of the Content constitutes any advice or recommendation whatsoever in relation to any security, investment, potential investment or decision. No decision of any kind should be made on the basis of the Content.
All copyright and other rights (including, without limitation, intellectual property rights) in and to the Site and the material (the "Content") on the Site are owned by us or by others. You may not use, copy, adapt, modify, sell, license, distribute, transmit, display, publish or create works derived from the Site or the Content or any part thereof.
All logos and references to organisations are used with the permission of the owners and must not be reproduced without the express permission of the respective owners save where allowed under these terms and conditions.
6. LIMITATION OF LIABILITY
6.1 Nothing in this Agreement shall operate to exclude or limit Insure TV's liability for:
- death or personal injury caused by Insure TV's negligence; or
- any breach of the terms implied by section 12 of the Sale of Goods Act 1979 or section 2 of the Supply of Goods and Services Act 1982; or
- fraud; or
- Any other liability which cannot be excluded or limited under applicable law.
6.2 Save in respect of Insure TV's liability under clause [6.1], which shall not be limited, Insure TV shall not be liable for any actions, proceedings, demands, losses, costs, claims, damages or expenses:
- arising out of any damage to software, damage to or loss of data, business interruption, loss of and/or inaccuracy of information, loss of sales, loss of turnover, loss of profit (whether direct and indirect loss of profits), anticipated profits, revenues, anticipated savings, goodwill or business opportunity, or for any indirect or consequential loss or damage; and/or
- Unless written notice of User's claim in respect of the same is received by Insure TV within seven Business Days of the time of the events giving rise to the claim coming to the notice of Customer. Insure TV shall in any event be discharged from all liability unless proceedings are brought within twelve months of the date on which the events giving rise to any claim.
This Web Site may have links to web sites operated by third parties. Insure TV provides third party links as a convenience, and Users accessing any Internet web site linked to this Web Site do so at their own risk.
Because linked sites are not under Insure TV's control, we are not liable for the accuracy or reliability of any information, data, opinions, advice, security protocols, statements, or other products, information, or services made on third party web sites. Such links do not constitute or imply Insure TV's endorsement, sponsorship, or approval for any content on third party web sites or locations and Insure TV disclaims all liability with regard to a User's access to such linked web sites.
8. PRIVACY AND EMAIL
Insure TV will send electronic mail to you, for the purpose of informing you of changes or additions to the website, or of any Insure TV or Think Digital Group related products and services. You may opt out of this notification service by clicking on the 'unsubscribe' link in the email.
9. LOCATION, APPLICABLE LAW AND JURISDICTION
This website is operated by Insure TV from its offices in England. Insure TV makes no representation that the information and content in this website is appropriate or available for use in other locations, and access to the website from territories where the content of this website may be illegal is prohibited. Those who choose to access this website from other locations are on their own initiative and are responsible for compliance with applicable local laws.
If any of these Terms and Conditions should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these Terms and Conditions are intended to be effective, then to the extent and within the jurisdiction which that Term or Condition is illegal, invalid or unenforceable, it shall be severed and deleted from this clause and the remaining terms and conditions shall survive, remain in full force and effect and continue to be binding and enforceable.
These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales. Disputes arising here from shall be exclusively subject to the jurisdiction of the courts of England and Wales.
If these Terms and Conditions are not accepted in full, you do not have permission to access the contents of this website and therefore should cease using this website immediately.
10. ADVERTISING AND THIRD-PARTY CONTENT
Parts of the Sites contain advertising and third-party content. Advertisers and other content providers are responsible for ensuring that material submitted for inclusion on the Sites complies with international and national law.
Insure TV is not responsible for this third-party content or error, omission or inaccuracy.
11. DOWNLOADING DOCUMENTS
Parts of the site provide the opportunity to down load transcripts and documents associated with topics. Insure TV is not responsible for any of this content or error, omission or inaccuracy in any of this material.
13. EMAIL ALERTS
We will share aggregated demographic information with our partners and advertisers. This is not linked to any personal information that can identify any individual person.
15. LOG FILES
We use IP addresses to analyse trends, administer the site, track a user's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.
16. NOTIFICATION OF CHANGES
Any software downloaded from or through this website shall be subject to the applicable license agreement between the appropriate licensor and the User for such software.
18. PRIVACY STATEMENT
The UK Data Protection Act
In accordance with the Data Protection Act, we have a legal duty to protect any information we collect from you. We will only use your information for the purpose as described and we do not pass on your details to any third party unless you have given us permission to do so.
You have a right to access your personal data and rectify any inaccuracies.
General Data Protection Regulation (GDPR)
In accordance with the GDPR, we have a legal duty to protect any information we collect from you and uphold your rights over the data we collect and hold about you. We will only use your information for the purpose as described and we do not pass on your details to any third party unless you have given us permission to do so.
A cookie is a piece of text that a website transfers to a directory on your computer's hard disk, so that the website can remember who you are.
This text file is known as a 'cookie'.
A cookie will typically contain the name of the website from which the cookie has come, the "lifetime" of the cookie, and a value, usually a randomly generated unique number. Allowing a website to create a cookie does not give that or any other website access to the rest of your computer and only the site that created the cookie can read it.
Two types of cookies are used on our websites:
Session cookies: Which are temporary cookies that remain in the cookie file of your browser until you leave the Site. We use these cookies to allow you to carry information across pages of our Site and avoid having to re-enter information within registration to allow you to access stored information;
Persistent cookies: Which remain in the cookie file of your browser for much longer (though how long will depend on the lifetime of the specific cookie). Cookies can help a website to arrange content to match your preferred choices. We use these cookies to help us recognise you as a unique visitor (just a number) when you return to our website and to allow us to tailor content to match your preferred interests.
Our cookies cannot be used by themselves to identify you.
Find out more about cookies at http://www.allaboutcookies.org/cookies/
This privacy statement only covers all of the Insure TV websites. It does not cover links within this site to other websites.
This Site has security measures in place to protect the loss and alteration of information under our control.
20. CONTACTING US
If you have any questions about these Terms of Service or the practices of this Site, you can contact us by email at email@example.com.